USS Abraham Lincoln. Фото: U.S. Navy via Getty Images
In good news for our wallets and the environment at large, many electronic devices like phones and tablets last longer now than they once did. That means refurbished gadgets can have more life than ever before. There are no laws governing the terms, but refurbished or renewed devices tend to be a level above just plain “used.” At minimum, refurbished tech should have undergone cleaning and diagnostic testing. Some sellers also replace components like batteries and screens. Once ready for sale, these devices should operate as if they were new, with only minor scuffs indicating their history.
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具体来看，销售行为违规均涉及侵犯消费者权益，主要包括虚假中介业务套取费用；给予或者承诺给予保险合同约定以外利益；未按规定使用经批准或备案的保险条款、保险费率；利用开展保险业务牟取不正当利益；欺骗投保人、被保险人或者受益人；委托无资质机构/人员从事保险销售活动；虚假或违规宣传；唆使、诱导保险代理人进行违背诚信义务的活动；未履行充分告知义务；夸大保险责任/收益、隐瞒退保损失、混淆产品类型；委托无执业证人员展业并支付佣金。
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